Insights

Retail sales in South Africa show strong growth, unemployment rises to 33.5%, and local markets hit new highs. Standard Bank reports solid interim results, while globally, U.S. stocks rally amid soft landing hopes, European markets surge on rate cut speculation, UK growth and inflation provide rate cut room, Japan’s markets rebound on economic strength, and China’s equities rise despite economic weakness.

Approaching retirement? Navigate your final lap with confidence. From financial planning to lifestyle changes, this guide helps South Africans ensure a smooth, fulfilling transition into retirement.

SARB introduces a new inflation measure, SA manufacturing production drops, the JSE shows resilience, and Glencore reverses its coal spinoff plan. Globally, US markets face volatility amid growth concerns, European stocks recover slightly, the UK housing market improves, Japan sees a market rebound, and China struggles with mixed economic data.

A buy and sell agreement is essential for any business with multiple owners, providing a clear plan for ownership transfer in the event of a partner’s death, disability, or severe illness.

SA inflation challenges persist, Sasol's shares rise on coal exports, BAT reports revenue drop but sees future growth, and Anglo American faces restructuring hurdles. Globally, US stocks are mixed, European markets see varied performance, UK mid-caps rally, Japan's market dips, and China cuts rates amid equity declines.

As tax season in South Africa begins, it's time to get your documents in order and file your return. Whether you're a seasoned pro or a first-time filer, our essential guide provides you with the tips and tools you need to navigate the process smoothly.

SA inflation challenges persist, Sasol's shares rise on coal exports, BAT reports revenue drop but sees future growth, and Anglo American faces restructuring hurdles. Globally, US stocks are mixed, European markets see varied performance, UK mid-caps rally, Japan's market dips, and China cuts rates amid equity declines.

Life insurance got you scratching your head? Dive into how your health, age, and lifestyle play a role in getting the best coverage.

Repo rate holds steady, Transnet secures R18.5bn loan, Ramaphosa calls for unity in GNU, and SA markets weaken amid US-China tensions. Globally, US markets shift, Europe faces downturn, UK job market strong, Japan eyes policy changes, and China sees mixed economic signals.

The interconnectedness of global markets means that South African investments are influenced by a myriad of international factors. By understanding the impact of global economic events, employing risk mitigation strategies, and identifying potential opportunities in international markets, investors can navigate this complex landscape effectively.

Pick n Pay announces R4bn rights offer in a major revamp, foreign investors flock to South African bonds, Capitec predicts strong earnings growth, and PIC cuts stake in Renergen amid helium production restart. Globally, US markets hit record highs as inflation eases, European stocks gain on positive US data, UK's GDP growth impacts monetary policy, Japan sees yen intervention speculation, and China's export data shows resilience.

Working with a CFP® professional means partnering with someone who has proven expertise, adheres to rigorous ethical standards, and is committed to ongoing education.

Surge in foreign investment boosts SA markets, Bidvest to sell banking and financial migration businesses, South Africa's R169 billion energy plan, and Clicks to sell Unicorn Pharmaceuticals after a court ruling.

Section 37C of the Pension Funds Act oversees how death benefits are paid out. The main goal is to make sure that those who depended on the deceased aren’t left in a tough spot after they’re gone, even if there wasn’t a legal obligation for support.

Positive news on the new cabinet boosts the rand, fuel prices drop bringing relief to drivers, ABSA shares fall on weak trading update, and Brait narrows losses with a recapitalization boost.

Managing money isn't just about numbers; it's also about understanding the psychological factors at play. In this blog post, we explore the fascinating world of behavioural finance, uncovering how emotions and biases can influence our financial decisions.

Ramaphosa's crucial cabinet reshuffle, rand surge, and SPAR's expansion plans are reshaping South Africa's economy.

Discover how understanding investment fees can significantly impact your financial goals and why partnering with a knowledgeable advisor makes all the difference.

Ramaphosa retains presidency, Mr Price thrives with Studio 88 acquisition, TymeBank eyes New York IPO, Naspers and Prosus report earnings growth, and Premier's shares rise.

As life evolves, one document that often gets overlooked is your will. Despite being one of the most crucial documents you'll sign, it requires regular review to ensure it accurately reflects your current wishes and circumstances.

TFG reports record revenue despite economic challenges, election complexities impact the rand, and the rental market faces pressures amid high interest rates.

Don't just keep up with the Joneses — surpass them. From Ai and NFTs, to electric vehicles and renewable energy, learn how to transform your fascination with the latest trends into smart investments.

Woolworths' profit warning triggers retail sell-off on JSE, SARB holds interest rates steady amid uncertainty, ANC support wanes causing rand to tumble, and significant fuel price reductions expected.

Dreaming of early retirement? Discover essential strategies for building a robust investment portfolio and managing your finances to retire sooner than you might think.

Inflation eases slightly, Investec reports profit rise amid regulatory probes, Southern Sun pays first post-Covid dividend, and SA eyes economic turnaround with first budget surplus in 15 years.

Learn why income protection insurance is essential for modern professionals, and how it safeguards your financial future against unforeseen disabilities and illnesses.

Rand hits 2024 high, SA unemployment rises pre-elections, Anglo American restructures, and more.

As a financial adviser, one of the key aspects of retirement planning I discuss with my clients is how to manage and maximise their budgets effectively. That's why I've curated a guide to the best discounts and deals available for seniors in South Africa in 2024.

Big moves in SA: Shell exits after over a century, Amazon launches heating up e-commerce, and local bonds rally on election anticipation.

As South Africa approaches the 2024 elections, the air is thick with anticipation and uncertainty. Here’s my take on how this political upheaval could spell risk—and opportunity—for savvy investors.

The JSE and Saudi Tadawul's new dual-listing alliance, the dramatic rise of Copper 360's stock, and get the details on Coca-Cola's planned IPO for its African unit.

South Africans have spread their wings, living and working across the globe. If you’re one of them, making wise financial decisions abroad is crucial. Here’s a concise guide to managing your finances as an expatriate.

Clicks Group reports strong growth, new depositor protection scheme kicks off, and Anglo American rejects BHP's $39B bid. Globally, US markets rebound, Europe shows promising business activity, the UK's market hits new highs.

When it comes to setting your kids up for success, it might be wise to think outside the traditional box. With Liberty’s educational products, you’re not just investing money; you’re investing in dreams.

SA's easing inflation holds as policy cuts remain unlikely, PSG Financial Services raises dividends after strong performance, rand wavers amid Middle East tensions, and global updates.

Learn more on how to leverage Tax-Free Savings Accounts (TFSA) benefits, while understanding their limitations.

Zuma's party gains momentum ahead of SA election, discover Shoprite's venture into global innovation with the W23 Fund and the thriving demand in South Africa's bond market. Gain insight on political developments shaping global and South African markets.

Hello and welcome to the first quarterly market update of 2024! In this update, I'll provide a comprehensive overview of the key developments that shaped the markets in the first quarter, and what they might mean for us going forward.

The resurgence of manufacturing in the U.S. and China, central banks' cautious stance on rate cuts, and the evolving landscape in key markets like the UK and South Africa.

Discover the crucial role marital regimes play in shaping your financial future together, and learn how to navigate these legal landscapes for a harmonious and secure partnership.

SA's tourism industry thrives, Momentum Metropolitan's earnings soar, mixed fuel price changes, SARB maintains repo rate, and more global updates!

Q&A with Michael Muller, CEO of CompassPoint Consulting, offers critical insights for business owners navigating retirement, his advice highlights the need for strategic business structuring and succession planning to ensure a seamless transition into retirement.

OUTsurance navigates challenges with a new venture in Ireland, Discovery's share price fluctuates post-update, SA's inflation rise dampens rate cut hopes.

Are you looking to understand how to manage your assets and plan for the future? Trusts might be the key you're searching for. Learn more with our latest guide on how to explore the advantages and challenges of using trusts in South Africa

Growthpoint Properties faces income decline, TFG's partnership with JD Sports for expansion, Standard Bank's profit rise amid challenge.

Envestpro Wills & Estates is here to guide you through the intricacies of creating a will, ensuring that your legacy is protected and your loved ones are cared for as you intended.

Rand's rise with gold prices, Shoprite's sales surge, SA's current account deficit, global updates on Fed rate cuts, ECB caution, UK budget, Japan's AI optimism, and China's growth targets.

Scheduled for implementation on 1 September 2024, the Two-Pot Retirement System is aiming to address the dual challenges of providing financial relief and improving long-term retirement savings.

Sasol's financial struggles, Pepkor's strategic sale, Harmony Gold's investment in Mponeng mine, and global market trends including inflation news in the US, mixed signals in Europe, resilience in the UK housing market, and monetary easing hopes in China.

Facing the complexities of divorce? From understanding retirement fund entitlements to navigating interim financial relief and asset distribution, we provide the essential knowledge you need for financial stability.

Anglo American's restructuring, Bidcorp's earnings growth, rand's fluctuation, and global market highlights including tech stock surges and economic optimism in China.

The 2024 budget has brought significant changes, impacting personal income tax, corporate tax reforms, and environmental levies. As we dissect the key highlights, we explore how these adjustments will influence financial planning for individuals and businesses in South Africa.

Retirement planning can be daunting at any age, especially early in your career when retirement seems like a distant future. However, it's crucial to make steady progress toward saving, regardless of your age.

Transaction Capital plans to list WeBuyCars on JSE, SARB's inflation alert, Cape Town's solar initiative, and more global market trends.

Navigating the world of investments can be complex, and two common choices are direct offshore funds and feeder funds. Understanding the differences between these options can significantly impact your investment strategy and outcomes.

Find opportunity in SA's economic hurdles, fuel's upward trend, and global market highs. Mastercard's fintech leap & BAT's sustainable shift showcase resilience and innovation.

As the tax year in South Africa comes to a close, it's important to ensure that you are well-prepared to comply with tax regulations and take full advantage of potential tax benefits.

IMF Cuts SA Growth Forecast & MultiChoice's Mega Deal! Dive into Global Market Swings, Energy Innovations & More in This Week's Update.

Retirement planning is crucial, requiring a choice between the Government Employees Pension Fund (GEPF) and the flexibility of a private retirement scheme. This decision demands careful consideration of options and potential outcomes.

Retirement is often seen through the lens of finances, but it's so much more—it's a stage of life rich with potential for personal growth and fulfilment.

When it comes to retirement planning in South Africa, two popular options for retirees are living annuities and guaranteed annuities. Each serves a different purpose and understanding their nuances is key to making an informed choice.

Legacy planning is an essential part of ensuring your business continues to thrive for generations to come.

Ensuring a Smooth Transition: Buy and Sell Agreements Made Easy

Tax season 2023 is almost here, and there are a couple of relevant deadlines you should know about.

Since the inception of the Covid-19 pandemic in March 2020 and more recently the war between Russia and Ukraine and general geopolitical tensions, markets have been very volatile.

It is now more than a month since the Russian army has engaged in basically a full-scale war with Ukraine. And much to Russian President Vladimir Putin’s disbelief – the dogs are not only barking...

In February our Minister of Finance, Enoch Godongwana, held the 2022/23 budget speech and I would like to cover what I would think are the main points to us as investors.

January has come and gone, and I hope you have had an incredible start to 2022! I certainly feel something in the air and have a strong feeling it is going to be a much better year for many.